MoMo Rupee Privacy Policy

1. Data We Collect

In order to deliver our financial management and expense tracking services, we gather the following types of information:

• User-Provided Data: This includes your mobile phone number (used for account creation and secure login) and the financial records you actively log into the app, such as your daily income, expense categories, amounts, and custom notes.
• Device & Usage Data: To maintain app stability and improve user experience, we automatically collect basic device parameters (such as your operating system version and device model) alongside crash logs and usage analytics.

2. Purpose of Data Collection

The data we collect is exclusively utilized to:

• Operate the MoMo Rupee app and provide core accounting and bookkeeping functionalities.
• Generate visual financial reports and personalized budget analyses.
• Ensure account security, verify identity, and prevent unauthorized access.
• Address technical issues, analyze user feedback, and improve overall app performance.

We guarantee that your financial data will never be used for targeted advertising or sold to any external agencies.

3. Data Sharing Policies

Your privacy is our priority. We will only disclose your data under these specific conditions:

• When we have your explicit, voluntary consent.
• With trusted third-party service providers who are bound by strict confidentiality agreements to assist in operating and analyzing our app.
• To comply with mandatory legal obligations, government requests, or court orders.

4. Data Security & Storage

5. Data Retention & User Rights

Your information is retained only as long as your account remains active. You hold the right to:

• Access and review your stored personal data.
• Modify or correct any inaccurate records.
• Data Deletion: Request the complete deletion of your account and associated data. You can delete your account directly within the app, or request data deletion by contacting us at contact@masterfintechltd.com. Once requested, your data will be permanently erased from our active servers.

6. Children's Privacy

MoMo Rupee is intended for users who are at least 18 years old. We do not knowingly collect personal data from minors. Any inadvertently collected information from a minor will be erased immediately upon discovery.

7. Policy Modifications

We reserve the right to update this Privacy Policy periodically. Any significant changes will be communicated to you through an in-app notification, and the "Effective Date" at the top will be updated.

8. Contact Details

If you have any inquiries or concerns regarding this policy, or wish to exercise your data rights, please reach out to us: